The Motley Fool’s Fool School is a free interactive group financial literacy workshop for grades K-12. Fool School believes that it’s never too early to learn lessons about financial literacy, and that everyone deserves to know how to manage their own money.
All classes are taught on-site at Fool HQ in Alexandria, VA by Motley Fool employees trained on communicating financial concepts in an age-appropriate manner. Keep in mind that the ages/grades listed here are just a starting point. You know your students best— so if you think they’re ready for a class that isn’t in their recommended age range, let us know and we’ll work to tailor the class’s curriculum. For questions or concerns you can contact us here or send us an email at firstname.lastname@example.org.
Grades K-5: Junior Jesters
Fool School 101
Recommended for Grades K-2
Students are exposed to fundamental financial literacy concepts. As a class, we explore money, banks, earnings power, interest, needs vs. wants, and delayed gratification on a macro-level. All lessons are tailored to resonate and stimulate young minds. Teaching methods include group discussion, media, interactive play, and hands-on experience.
Fool School 201
Recommended for Grades 3-5
Students begin by exploring short-term and long-term goals. We take a deeper look at banks through collaborative discussions pertaining to loans and interest. From here, students get to “become” the banker as they work through various scenarios determining whether they will give out a loan. These lessons build upon each other in preparation for our final activity, where students navigate the ins and outs of running a business.
Grades 6-8: Intrepid Investors
Students discuss wants vs. needs and learn the differences between putting money in a piggy bank, savings account, and using it to invest. We define investing terms, discuss why companies sell stock, and use an activity to investigate the ups and downs of the stock market. We learn responsible investing habits and the value of holding long-term. Students leave class understanding the stock market and are empowered to be engaged consumers.
Students learn about the different types of investing, including the risks and rewards of investing in index funds and stocks. We discuss the power of compound interest and the importance of investing early and thinking long-term. We explore why a stock price goes up and down and finish class with a deep dive into evaluating different companies as an investor.
Grades 9-12: Market Masters
Everyone is an Investor
Students learn what it means to invest their money and how investors make decisions. They explore the different ways that businesses bring on investors and how that affects their business decisions. We define investing terms and discuss different types of investments anyone can own, as well as an overview of the stock market and how to create a portfolio. Students finish class by following a cycle of investing through one year to learn about the ups and downs of the stock market. Students leave the class knowing that they too can be an investor and that it isn’t just for rich people.
The Fool School Guide to Adulting
Through this case study, students follow along with “Taylor,” a typical young adult, to help understand the different ways that money decisions are made. Does Taylor go to grad school or get a job? Live in Atlanta or DC? We create a budget, determine needs vs. wants, and figure out if Taylor’s lifestyle is sustainable even when emergencies and unexpected expenses arise. We also discuss saving for short- and long-term goals, maintaining good credit, types of debt, and using credit cards wisely. With the different choices that the students have Taylor make, we learn how Taylor’s finances come to affect their decisions (good or bad).